Out of pocket costs may be less expensive than a private pay option.

A diagnosable mental disorder is required.  Your clinician will assess your condition and make an appropriate diagnosis.

Your primary care doctor or clinic may be contacted to coordinate your medical and psychological treatment.

The diagnosis and treatment plan becomes part of your permanent medical record.

Your insurance carrier may refuse payment for part or all of your treatment, in which case you will be responsible for payment of the difference.

The number of sessions allowed may be limited by your insurance carrier.

Should your insurance carrier change, you may be unable to continue therapy with the same clinician.

The benefit package may limit having additional family members participate.

Marriage and relationship counseling is often not covered by benefits packages.